Terms of Service

REPFIE INC., a Washington state corporation, whose address is 7100 N Howard St., Suite R, Spokane, WASHINGTON UNITED STATES 99201 ("REPFIE," "We," "Us") offers a secure e-commerce software platform (the "Platform") for generating, managing, and monetizing digital media using artificial intelligence that leverages an individual's likeness, including a voice, image, and textual likeness. Further, unlike conventional marketplaces that impose restrictive entry conditions and fixed commission rates, REPFIE uses an inclusive structure that allows influencers of any size to join the Platform, where they can promote AI-generated or physical products or services, set their own incentives, and transparently receive commissions. This Terms of Service document describes conditions on which you can use the Platform. We reserve the right to amend this Terms of Service Agreement any time, for any reason.

1. Applicable Terms

Your use of the Platform is subject to the terms and conditions described herein as well as REPFIE Privacy Policy.

Please read this Agreement carefully and make sure you understand it. DO NOT USE THE PLATFORM IF YOU DO NOT UNDERSTAND OR DO NOT AGREE WITH THIS TERMS OF SERVICE AGREEMENT.

2. Who May Use the Platform?

A. Age Requirements

You must be at least 18 years old to use the Platform.

B. Businesses

If you are using the Platform on behalf of a company or organization, you represent that you have authority to act on behalf of that company or organization, and that such company or organization accepts this Agreement.

C. Locations

For now, only persons located within the United States of America are permitted to use the Platform.

3. Your Use of the Platform

A. Digital Media on the Platform

The Digital Media on the Platform includes digital media (including videos, audio, graphics, photos, text, branding (including trade names, trademarks, service marks, or logos), interactive features, software, metrics, and other materials whether provided by you, REPFIE or a third-party (collectively, "Digital Media"). Digital Media further includes digital media that is based on your likeness, such as photos of you, videos of you, voice recordings of you, and texts written by you. Digital Media further includes social media, including text, photos, and videos, that does not bear your likeness but is still posted by you.

Digital Media is the responsibility of the person or entity that provides it to the Platform. REPFIE is under no obligation to host or serve Digital Media. If you see any Digital Media you believe does not comply with this Terms of Service Agreement, including by violating the law, you can report it to REPFIE.

B. Repfie Account

You can use parts of the Platform, such as browsing and searching for Digital Media, without having a REPFIE account. However, you do need a REPFIE account to use some features. With a Repfie account, you may be able to generate, manage, and monetize Digital Media, advertise Digital Media and physical products, services, and more, including sending messages to other users. Your communications with other users can be subject to a fee ("Chat Purchase Transaction Fee") that is defined by those users. You should keep your REPFIE account log-in credentials confidential and secure to avoid unauthorized use. If you realize that there has been an authorized use of your REPFIE account, report it to REPFIE.

C. Privacy

Our Privacy Policy explains how we treat and protect your personal data when you use the Platform.

D. Permissions and Restrictions

You may access and use the Platform as made available to you, as long as you comply with this Terms of Service Agreement and applicable law.

The following restrictions apply to your use of the Service. You are not allowed to:

1. access, reproduce, download, distribute, transmit, broadcast, display, sell, license, alter, modify or otherwise use any part of the Platform except: (a) as expressly authorized by Repfie; or (b) with prior written permission from and, if applicable, the respective rights holders;
2. circumvent, disable, fraudulently engage with, or otherwise interfere with any part of the Platform (or attempt to do any of these things), including security-related features or features that (i) prevent or restrict the copying or other use of Digital Media; or (ii) limit the use of the Platform or Digital Media;
3. access the Platform using any automated means (such as robots, botnets or scrapers) except (a) in the case of public search engines, in accordance with Platform's robots.txt file; or (b) with Repfie's prior written permission;
4. collect or harvest any information that might identify a person (for example, usernames or faces), unless permitted by that person or allowed under section (3) above;
5. use the Platform to distribute unsolicited spam messages, promotional or commercial content or other unwanted or mass solicitations;
6. cause or encourage any inaccurate measurements of genuine user engagement with the Platform, including by paying people or providing them with incentives to increase views, likes, or dislikes, or to otherwise increase an influencer's metrics of any kind;
7. misuse any reporting, DMCA copyright takedown notifications and counter notifications, flagging, complaint, dispute, or appeals process, including by making inaccurate, groundless, vexatious, or frivolous submissions;
8. run contests on or through the Platform, unless specifically authorized by Repfie;
9. use the Platform to view or listen to Digital Media other than for personal, non-commercial use (for example, you may not publicly screen videos or stream music from the Platform); or
10. use the Platform to (a) sell any advertising, sponsorships, or promotions placed on, around, or within the Platform or Digital Media, other than those allowed in REPFIE's Advertising Policy; or (b) receiving payment through channels not connected to the Platform for selling advertising, sponsorships, or promotions on any page of any website or application outside of the Platform.

E. Reservation of Rights

Using the Platform does not give you ownership of or rights to any aspect of the Platform, including user names or any other Digital Media posted by others or REPFIE.

F. Development and Changes to the Platform

REPFIE strives to continually adapt the Platform to changing user needs. As part of adaptation, REPFIE may make modifications or changes to all or part of the Platform, such as adding or removing features and functionalities, offering new content or services or discontinuing old ones. We may also need to alter or discontinue the Platform, or any part of it, in order to make performance or security improvements, make changes to comply with law, or prevent illegal activities on or abuse of our systems.

4. Your Digital Media and Related-Conduct

A. Uploading, generating, managing, and monetizing Digital Media

If you have a REPFIE account, you may be able to upload Digital Media bearing your likeness including a voice, image, and textual likeness. You may train an AI model using the uploaded Digital Media bearing your likeness and configure usage terms, including monetary terms, that others may use the AI model to generate other Digital Media items bearing your likeness. You must not upload to the Platform any Digital Media that do not comply with this Terms of Service Agreement or the law. The Digital Media you upload must not include third-party intellectual property (such as copyrighted material) unless you have permission from that party or are otherwise legally entitled to do so. You are legally responsible for the Digital Media you upload to the Platform. We may use automated systems that analyze your Digital Media to help detect infringement and abuse, such as spam, malware, and illegal content.

B. Using trained AI model of others

If you have a REPFIE account, you may be able to generate Digital Media items using the trained AI model of another Platform user in accordance with the usage terms configured by that user and by paying the required fee to that user. That new Digital Media will be a non-fungible token (NFT), which is an item of digital media combined with an identifier registered on the blockchain ledger. Such NFTs will be publicly viewable. You must not generate Digital Media that is in violation of this Terms of Service Agreement or the law.

C. Prohibited use of AI model

You are not allowed to generate using REPFIE's AI models any digital media for the following purposes:

• Political impersonation
• Criminal or fraudulent impersonation
• Defamation via AI likeness
• Pornographic deepfakes
• Harassment or bullying
• Voice cloning for use in scams, including scam calls
• Creation of synthetic identities mimicking real people outside the Platform

5. Marketplace-related Conduct

The Platform includes an e-commerce marketplace for selling both products that are Digital Media and physical products, as well as services. Users can take three roles in the marketplace: a Seller, a Buyer, and an Influencer. Payments for products or services sold through the Platform shall be performed through the Platform using an external service (such as Stripe®), and all users agree that such external service REPFIE may withhold portions of the payments as a transaction fee that is due to Repfie ("Transaction Fee"), and further as required by law, such as for taxes. Each Transaction Fee will be displayed to you prior to engaging in the transaction. You must enable payment taxes on the external payment service such as Stripe® and are solely responsible for making all legally-required tax declaration and paying all applicable taxes.

Repfie will not be involved in any disputes between Sellers and Buyers. By engaging in the e-commerce marketplace on the Platform, you agree to resolve any disputes arising out of your actions as a Seller, a Buyer, or an Influencer outside of the Platform, such as through your credit card issuer, and without involving REPFIE as a party to that dispute.

A. Seller-related conduct

If you have a REPFIE account, as a Seller, you may be able to provide to the Platform an identification of a product or service proposed for sale on the Platform and a description of a campaign for promoting the product or service that specifies commission rates at various performance levels for promoting the product or service. You must not put a product or service on sale on the platform that violates this Terms of Service Agreement or the law.

Sellers are prohibited from selling or offering for sale the following categories of products and services:

• Illegal or Illicit Products: Any product whose sale is unlawful or requires a special license, including all illegal drugs and controlled substances, drug paraphernalia, flammable chemicals, explosives, fireworks, toxic substances, pesticides, fertilizers, radioactive materials, and other HAZMAT items.
• Weapons, Firearms, and Explosives: Firearms of any type, ammunition, firearm components, explosive devices and materials, switchblade knives, brass knuckles, tasers/stun guns, bows/crossbows, and lethal melee weapons.
• Items with potential for causing significant harm: Any products recalled by manufacturer or government agency, any item officially deemed a safety hazard, any materials requiring special shipping and handling due to risk. Baby cribs are not allowed for sale.
• Alcohol, Tobacco, Age-Restricted, and Intoxicating Substances: Alcoholic beverages, tobacco products, vaping products, cannabis and related products, tobacco or cannabis paraphernalia, and other intoxicating substances.
• Prescription Medical Items and Healthcare Products: Prescription drugs, vaccines, injectables, medical devices requiring prescription or professional supervision, over the counter medicines, supplements, vitamins, items making medical claims, and COVID-19 vaccination and testing items.
• Human Body Parts, Remains, Protected Animal Products, and Live Animals: Human organs, bones, blood, or bodily fluids, items derived from endangered or protected animals, live animals, animal remains, and culturally sensitive animal parts.
• Offensive, Hateful, or Violent Content: Hate symbols, racist or extremist propaganda, merchandise from hate groups, items featuring slurs or derogatory messaging, terrorist or extremist content, and depictions of graphic violence.
• Pornography, Sexual Services, Sexually Explicit Material: Pornography, explicit sexual content, sex toys, erotic products, and sexual services.
• Stolen Property or Illegal Services: Stolen goods, items the seller does not have legal right to sell, services illegal under applicable law, items that facilitate crime, and materials for committing fraud.
• Counterfeit and Unauthentic Goods: Fake designer products, knock-off electronics, pirated movies/music/software, unauthorized use of trademarks, and unlicensed merchandise.
• Digital Goods and Virtual Items (except Platform-created Digital Media): Gift card codes, software license keys, digital game codes, e-books/PDFs, virtual currencies, cryptocurrency, NFTs not created on Repfie, and virtual accounts or in-game items.

B. Influencer-related conduct

If you have a REPFIE account, as an Influencer, you may be able to apply to participate in a campaign for promotion of a product or service put on sale on the platform by a Seller. Admission to a campaign is not guaranteed. If admitted to a campaign, you will receive a commission set by the Seller for sales attributed to your activity as an Influencer. If admitted to a campaign, you will be able to sacrifice a part of your commission to lower the price of the product or service for your followers buying the product or service. Your activity as an Influencer must not violate the terms of this Terms of Service Agreement or the law.

C. Buyer-related conduct

If you have a REPFIE account, as a Buyer, you may be able to buy a product or service through the Platform. Your activity as a Buyer must not violate the terms of this Terms of Service Agreement or the law.

6. Grant of Rights

A. License to REPFIE and Permissions

By providing Digital Media to the Platform, including Digital Media bearing your likeness (such as photos, videos, audio recordings, and text), you grant to REPFIE a worldwide, non-exclusive, royalty-free, sublicensable and transferable license to use that Digital Media (including to reproduce, distribute, prepare derivative works, display publicly, and perform it) in connection with the Platform (and its successors' and Affiliates') business, including for the purpose of promoting and redistributing part or all of the Platform.

B. License to Other Users

You also grant each other user of the Platform a worldwide, non-exclusive, royalty-free license to access your Digital Media through the Platform and to reproduce, distribute, perform, and prepare derivative works of your Digital Media in accordance with terms defined by you using an AI model trained on your Digital Media, display, only as enabled by the features of the Platform. For clarity, this license does not grant any rights or permissions for a user to make use of your Digital Media independent of the Platform.

You acknowledge that new Digital Media prepared using the Platform and the AI model trained on your Digital Media belongs to the user who commissioned such new Digital Media.

C. Duration of License

REPFIE uses blockchain technology to secure and prepare Digital Media, including Digital Media bearing your likeness. Blockchain technology is immutable - its content cannot be changed after creation. Therefore, your Digital Media and Digital Media created by the Platform using your likeness will remain in the blockchain in perpetuity. Accordingly, the licenses granted by you above will continue in perpetuity (forever), even after you remove or delete your Digital Media from the Platform.

You understand and agree, however, if you delete your account, that REPFIE may retain, but not display, distribute, or perform, server copies of your Digital Media that have been removed or deleted. Your understand and agree that Digital Media prepared by the Platform using an AI model trained on the Digital Media bearing your likeness does not belong to you - such Digital Media belongs to the user who commissioned the Digital Media bearing your likeness and can be used freely by the user who commissioned the Digital Media regardless of whether you keep your Repfie account open or closed.

D. Right to Monetize

You grant to REPFIE the right to monetize your Digital Media on the Platform (and such monetization may include displaying ads on or within Digital Media or charging users a fee for access). This Agreement does not entitle you to any payments relating from such monetization.

7. Permission to Obtain, Store, and Use Biometric Data and Likeness Data

To access certain features of the Platform, including participating in discussions on the Platform and acting as an influencer on the Platform, REPFIE will need to obtain your biometric data that is based on one or more of your facial features, voice, or other physical attributes. You hereby grant REPFIE permission to obtain such biometric data, store it as part of the Platform, and use the biometric for verification and security of your account. You further give REPFIE permission to obtain, store, and use your likeness, such as a picture of your face, for display to other REPFIE users on the Platform.

8. Removing Your Digital Media

A. Removal of Digital Media initiated by you

You may remove your Digital Media (including Digital Media uploaded and generated using the Platform) from the Platform at any time. You also have the option to make a copy of your Digital Media before removing it. You must remove your Digital Media if you no longer have the rights required by these terms. Removal of data by you does not include data placed on public blockchain records. You are not able to remove any of your data (including Digital Media uploaded and generated by the Platform) that has been placed on public blockchain records - such data cannot be changed or deleted neither by Repfie nor by any third party and will remain on the blockchain FOREVER.

B. Removal of Digital Media initiated by REPFIE

If any of your Digital Media (1) is in breach of this Agreement or (2) may cause harm to Repfie, our users, or third parties, or (3) is against the law of an applicable jurisdiction, we reserve the right to remove or take down some or all of such Digital Media in our discretion. We will notify you with the reason for our action unless we reasonably believe that to do so: (a) would breach the law or the direction of a legal enforcement authority or would otherwise risk legal liability for Repfie or our Affiliates; (b) would compromise an investigation or the integrity or operation of the Platform; or (c) would cause harm to any user, other third party, the Platform or our Affiliates.

9. Strike Guidelines

REPFIE operates a system of "strikes" in respect of Digital Media or your conduct that violates the terms of this Terms of Service Agreement or the law. Each strike comes with varying restrictions and may result in the permanent removal of your account from the Platform. If you believe that a strike has been issued in error, you may appeal the strike. If your account has been restricted due to a strike, you must not use another account to circumvent these restrictions. Violation of this prohibition is a material breach of this Agreement and REPFIE reserves the right to terminate your REPFIE account or your access to all or part of the Platform.

10. Copyright Protection

REPFIE respects the intellectual property of others and provides a robust copyright takedown resolution process in compliance with DMCA. We provide information to help copyright holders manage their intellectual property online in our REPFIE Copyright Center. If you believe your copyright has been infringed on the Platform, please send us a notice. We respond to notices of alleged copyright infringement according to the process in our REPFIE Copyright Center, where you can also find information about how to resolve a copyright strike. REPFIE's policies provide for the termination, in appropriate circumstances, of repeat infringers' access to the Platform.

11. Account Suspension and Account Termination

A. Termination by You

You may stop using the Platform at any time. You also have the option to download a copy of your data first.

B. REPFIE-Initiated Terminations and Suspensions

REPFIE reserves the right to suspend or terminate your REPFIE account or your access to all or part of the Platform if (a) you materially or repeatedly breach this Agreement; (b) we are required to do so to comply with a legal requirement or a court order; or (c) we reasonably believe that there has been conduct that creates (or could create) liability or harm to any user, other third party, REPFIE or our Affiliates.

We will notify you with the reason for termination or suspension by REPFIE unless we reasonably believe that to do so: (a) would violate the law or the direction of a legal enforcement authority; (b) would compromise an investigation; (c) would compromise the integrity, operation or security of the Platform; or (d) would cause harm to any user, other third party, REPFIE or our Affiliates. If your REPFIE account is terminated or your access to the Platform is restricted, you may continue using certain aspects of the Platform (such as viewing only) without an account, and this Agreement will continue to apply to such use. If you believe that the termination or suspension has been made in error, you can file an appeal.

12. About Software in the Platform

A. Downloadable Software

When the Platform requires or includes downloadable software, unless that software is governed by additional terms which provide a license, REPFIE gives you a personal, worldwide, royalty-free, non-assignable and non-exclusive license to use the software provided to you by REPFIE as part of the Platform. This license is for the sole purpose of enabling you to use and enjoy the benefit of the Platform as provided by REPFIE, in the manner permitted by this Agreement. You are not allowed to copy, modify, distribute, sell, or lease any part of the software, or to reverse-engineer or attempt to extract the source code of that software, unless laws prohibit these restrictions or you have REPFIE's written permission.

B. Open Source Code

Some software used in our Platform may be offered under an open source license that we make available to you. There may be provisions in an open source license that expressly override some of these terms, so please be sure to read those licenses.

13. Repfie Wallet & Blockchain Disclaimer

A. No Custody or Management of User Wallets

Repfie operates as a non-custodial platform. We do not create, hold, manage, store, or recover any private keys, seed phrases, passphrases, or authentication credentials associated with a user's blockchain wallet. You remain solely responsible for maintaining the security and confidentiality of your wallet and all associated access information.

B. Limited Purpose of Wallet Connection

When connecting a blockchain wallet to Repfie, the connection is used exclusively for: depositing Repfie-related digital assets into the platform, and withdrawing Repfie-related digital assets from the platform to a wallet you control. Repfie does not execute transactions on your behalf outside these explicit user-initiated deposit or withdrawal actions. The platform does not have the ability to move funds autonomously.

C. User Responsibility for Wallet Security

Because Repfie does not have access to private keys or seed phrases, we cannot assist in: recovering lost wallets, reversing transactions, restoring access to compromised accounts, or identifying recipients of misdirected transfers. Any unauthorized access, loss, theft, or compromise of your wallet is entirely your responsibility. You acknowledge that blockchain transactions are irreversible and that Repfie cannot modify, cancel, or refund any on-chain activity.

D. No Liability for User Wallet Losses or Errors

To the maximum extent permitted by law, Repfie is not responsible or liable for: loss of digital assets resulting from user error (e.g., sending to the wrong address, incorrect network selection), loss or theft due to compromised private keys or phishing attacks, loss arising from hardware failure, software malfunction, malware, or security breaches affecting the user's device or wallet, network conditions, blockchain congestion, transaction delays, or failed transactions. You agree that you connect and use your blockchain wallet with Repfie at your own risk.

E. User Obligation to Maintain Security Practices

You agree to implement industry-standard wallet security practices, including but not limited to: secure offline storage of private keys and seed phrases, use of reputable wallet providers and hardware wallets, protection of devices used for wallet access, and verification of all transaction details before submission. Repfie may offer general guidance regarding wallet usage but such information is informational only and must not be interpreted as security, financial, or custodial advice.

F. No Guarantee of Blockchain Network Performance

Repfie relies on public blockchain networks such as Base Chain. These networks are outside the platform's control. Repfie does not guarantee: transaction confirmation times, network availability, network security or immutability, or gas fee levels or costs incurred. You acknowledge that all blockchain activity is subject to the performance and stability of the underlying network.

14. Miscellaneous Terms

A. Warranty Disclaimer

OTHER THAN AS EXPRESSLY STATED IN THIS AGREEMENT OR AS REQUIRED BY LAW, THE PLATFORM IS PROVIDED "AS IS" AND REPFIE DOES NOT MAKE ANY SPECIFIC COMMITMENTS OR WARRANTIES ABOUT THE PLATFORM, INCLUDING ABOUT (A) THE DIGITAL MEDIA OR OTHER CONTENT PROVIDED THROUGH THE PLATFORM; (B) THE SPECIFIC FEATURES OF THE PLATFORM, OR ITS ACCURACY, RELIABILITY, AVAILABILITY, OR ABILITY TO MEET YOUR NEEDS; OR (C) THAT ANY DIGITAL MEDIA YOU SUBMIT OR MAKE ON THE PLATFORM WILL BE ACCESSIBLE ON THE PLATFORM.

B. Limitation of Liability

EXCEPT AS REQUIRED BY APPLICABLE LAW, REPFIE, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS WILL NOT BE RESPONSIBLE FOR ANY LOSS OF PROFITS, REVENUES, BUSINESS OPPORTUNITIES, GOODWILL, OR ANTICIPATED SAVINGS; LOSS OR CORRUPTION OF DATA; INDIRECT OR CONSEQUENTIAL LOSS; PUNITIVE DAMAGES CAUSED BY: ERRORS, MISTAKES, OR INACCURACIES ON THE PLATFORM; PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR USE OF THE PLATFORM; ANY UNAUTHORIZED ACCESS TO OR USE OF THE PLATFORM; ANY INTERRUPTION OR CESSATION OF THE PLATFORM; ANY VIRUSES OR MALICIOUS CODE TRANSMITTED TO OR THROUGH THE PLATFORM BY ANY THIRD PARTY; ANY CONTENT (INCLUDING DIGITAL MEDIA) WHETHER SUBMITTED BY A USER OR REPFIE, INCLUDING YOUR USE OF CONTENT; AND/OR THE REMOVAL OR UNAVAILABILITY OF ANY CONTENT (INCLUDING DIGITAL MEDIA).

THIS PROVISION APPLIES TO ANY CLAIM, REGARDLESS OF WHETHER THE CLAIM ASSERTED IS BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.

REPFIE AND ITS AFFILIATES' TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM OR RELATING TO THE PLATFORM IS LIMITED TO THE GREATER OF: (A) THE AMOUNT OF REVENUE THAT REPFIE HAS PAID TO YOU FROM YOUR USE OF THE PLATFORM IN THE 12 MONTHS BEFORE THE DATE OF YOUR NOTICE, IN WRITING TO REPFIE, OF THE CLAIM; AND (B) USD $500.

C. Indemnity

To the extent permitted by applicable law, you agree to defend, indemnify and hold harmless REPFIE, its Affiliates, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Platform; (ii) your violation of any term of this Agreement; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your Digital Media or other content caused damage to a third party. This defense and indemnification obligation will survive this Agreement and your use of the Platform.

D. Third-Party Links

The Platform may contain links to third-party websites and online services that are not owned or controlled by REPFIE. REPFIE has no control over, and assumes no responsibility for, such websites and online services. Be aware when you leave the Platform; we suggest you read the terms and privacy policy of each third-party website and online service that you visit.

E. Amendments to this Terms of Service Agreement

We may change this Agreement, for example, (1) to reflect changes to our Platform or how we do business - for example, when we add new products, services, or features or remove old ones, (2) for legal, regulatory, or security reasons, or (3) to prevent abuse or harm. If we materially change this Agreement, we'll provide you with reasonable advance notice and the opportunity to review the changes, except (1) when we launch a new product, service, or feature, or (2) in urgent situations, such as preventing ongoing abuse or responding to legal requirements. If you don't agree to the new terms, you should remove any Digital Media you uploaded and stop using the Platform.

F. Continuation of this Agreement

If your use of the Platform ends, the following terms of this Agreement will continue to apply to you: Section 14 ("Miscellaneous Terms"), and Section 6 (Grant of Rights), including the licenses granted to you by REPFIE.

G. Severability

If any portion of this Agreement is not enforceable for any reason, this will not affect any other portions of this Agreement.

H. No Waiver

If you fail to comply with this Agreement and we do not take immediate action, this does not mean that REPFIE is giving up any rights that REPFIE may have (such as the right to take action in the future).

I. Interpretation

The terms, "include" or "including" in this Agreement mean "including but not limited to," and any examples we give are for illustrative purposes.

J. Governing Law and Venue

All disputes arising under this agreement shall be governed by and interpreted in accordance with the laws of the state of Washington, USA, without regard to principles of conflict of laws. The parties to this agreement will submit all disputes arising under this agreement to arbitration in Washington State before a single arbitrator of the American Arbitration Association ("AAA"). The arbitrator shall be selected by application of the rules of the AAA, or by mutual agreement of the parties, except that such arbitrator shall be an attorney admitted to practice law in Washington. No party to this agreement will challenge the jurisdiction or venue provisions as provided in this section. All claims arising out of or relating to this Terms of Service Agreement will be governed by Washington state law, and will be litigated exclusively in the federal or state courts of King County, WA, USA. You and REPFIE consent to personal jurisdiction in those courts.

K. Limitation on Legal Action

YOU AND REPFIE AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE PLATFORM MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

L. Force Majeure

REPFIE makes no guarantees that the Platform will be available without interruptions and is not liable for any damages caused by the interruptions. Interruptions may be conditions by conditions such as Internet outages, cloud provider disruptions, natural disasters, acts of war or terrorism, riots, labor conditions, governmental actions, and other events outside of REPFIE's control. As a good will gesture, in the event of an outage, Repfie will give all affected users a 20% discount on: ten (10) Transaction Fees following the outage; one Subscription Fee following the outage; ten (10) Chat Purchase Transaction Fees following the outage.

15. Return and Refund

Guaranteed return cannot exceed 30 days. In case buyer used RepToken to discount the transaction, the RepToken for that transaction will be frozen on the seller's wallet for 30 days in case of return, refund or dispute. Buyer can pay up to 50% of the purchase in RepToken.

16. Contact

For questions about these Terms of Service, please contact us at [email protected]